About us

Get in touch for an initial fee free, no-obligation chat with an adviser about the most suitable mortgage option for you.

The Financial Conduct Authority does not regulate some Buy to Let Mortgages.

Your property may be repossessed if you do not keep up with your mortgage repayments.

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Bolt Mortgages provides expert mortgage, protection and insurance advice.  Bolt Mortgages is a trading name of Just Mortgages Direct Limited and Bolt Mortgages is the name under which we carry out these services.

Bolt Mortgages is not a business in it’s own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of Openwork Limited.  Just Mortgages Direct Limited was set up in 1990 as Mortgages Direct and has been part of The Openwork Partnership since 2016.

The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.

Our advisers at Bolt Mortgages will get to know your individual circumstances, establish what your goals are and what the right mortgage and protection arrangements are for you.

Secure the home of your dreams.

We’re here to make sure you have all the information, honest advice, and guidance you need to complete your mortgage application and secure the home of your dreams.

Our team works with first-time buyers to help them understand the home-buying process, and how to get the most suitable deal possible. Buying a home is a long-term commitment and it’s the biggest asset you will ever own – and yet most of us have no idea how to even get started on the property ladder.
Making mistakes in the home-buying process can be expensive and have long-term effects on your finances.

Sharing our


With years of experience in the property world under our belts, we knew we had to share our knowledge of how mortgages work with those who needed it the most.

If you’re a first-time buyer, or you’re looking to move into a new home, we’re here to help you.

Come meet our friendly and reliable team of mortgage brokers and get your journey to homeownership started the easy way.

Are you a First Time Buyer looking at getting on the property ladder?

If so, let us help you with our first-time buyer mortgage advice guide.

Areas We Work In

We’re a mortgage broker agency in Essex that you can trust and rely on. Our dedicated agents will provide you with a fast and reliable service.

We love to help first-time buyers and homeowners looking to move homes in these areas:

We can help people outside the County of Essex. If you are looking for help with your mortgage, get in contact with us today to book an initial fee free 30 minute consultation with our mortgage specialists.