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Mortgage Broker Rochford

Mortgage Advisors

Bolt Mortgages understands how useful it can be, working with a dependable and committed team of mortgage brokers and advisors to help you through your mortgage process. This is why we are here to offer you a team of reliable and professional experts in Rochford, who can help you through all the complications.

Whether you are downsizing your home as your children have moved out or you are upsizing to grow your family, our team of mortgage brokers and advisors can help find the best home for you and guide you through any confusing paperwork.
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Are you a First Time Buyer looking for the best mortgage deals?

If so, let us help you with our first-time buyer mortgage advice guide.

Our Services

At Bolt Mortgages, we provide various services to help property buyers in Rochford and Essex. Whether this is you’re a first-time property buyer or you have been through this process many times before, using Bolt Mortgages can be extremely beneficial to you throughout your property buying process. The service we provide include:

First Time Buyers

Getting a mortgage for the first time can be scary as it is a big step and a long-term commitment. A house is the largest asset you will ever own, so it is important you understand the process and work with experienced mortgage brokers and advisors.

We can assist you with starting your journey on the property ladder. If you make any errors going through the property-buying process it can be expensive and stressful, which is why it is crucial to work with a reliable mortgage broker.

For more information on the services we provide for first time buyer mortgages in Rochford, get in contact with us today!
Mortgage Advice in Basildon

Buy To Let

If you are wanting to become a landlord or add to your portfolio of rental properties, Bolt Mortgages are here to offer you any guidance or advice you may require. We have a buy-to-let specialist team that will be there to help you through your future buy-to-let mortgage.

Our expert advice and professional service can make the entire process quick and simple and make your investments work harder for you!

For more information on the services we provide for buy-to-let mortgages in Rochford, get in contact with us today!

Buy to let mortgage advice Basildon

Home Mover

People may decide to move properties for many reasons. You may be leaving your family home and moving into your own property for the first time, or you may be expanding your family and need a larger place to live. Whatever your situation, our team of mortgage brokers and mortgage advisors in Rochford are here to make the process simpler.

When moving properties, you will have to complete a lot of confusing paperwork which can make the process longer. Our team at Bolt Mortgages are here to make it quick and easy.

For more information on the services we provide for home mover mortgages in Rochford, get in contact with us today!
Home mover mortgage brokers in Basildon
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The different types of mortgages

There are many types of mortgages available to us in the UK. Bolt Mortgages have a team of mortgage advisors and mortgage brokers here to help you throughout the process of whichever type of mortgage you are choosing. Types of mortgages that we use in the UK include variable-rate mortgages (tracker & discount), fixed-rate mortgages and standard variable rate mortgages.

Variable-rate mortgages consist of two main types of mortgage: tracker and discount mortgages. With a tracker mortgage, the interest rate tracks the Bank of England base rate. Tracker mortgages are usually used for a short period of time to introduce you to a mortgage (around two years) and then you are moved onto your lender’s standard variable rate. With a discount mortgage, the lender’s standard variable rate is paid but a fixed amount is discounted.

Fixed-rate mortgages mean that the same interest rate is paid for the whole deal period, even if the interest rate changes elsewhere. The most common deal periods are two years and five years and then you are moved onto your lender’s standard variable rate. Choosing a fixed-rate mortgage will depend on whether you know if your income is going to change.

All lenders have a standard variable rate, which is put at whatever level it wishes; it is not linked to the Bank of England base rate. Your payments could potentially go up when you are part of a standard variable rate mortgage as lenders can change their standard variable rate whenever they wish.
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Our Mortgage Process

We make the mortgage process as simple as we can. Our team of mortgage brokers and mortgage advisors in Rochford will book you in for a 30 minute, free consultation to speak about your situation and develop a plan to get you started with the mortgage process.

Next, our team of mortgage advisors will give you the advice and guidance you need throughout the entire mortgage process up to when you have found your property. Once you’ve found your property, we will organise another appointment to confirm all final details regarding the mortgage application.

After your mortgage has been submitted, our team of reliable mortgage progression managers will take care of the whole process, involving solicitors, estate agents & mortgage companies so that they are all working together to get you moved in.

Benefits of using BOLT

Our mortgage brokers and advisors can provide various benefits for you throughout your mortgage process. Benefits include:
  • Time and money are saved. 
  • Expert financial advice. 
  • Better access to lenders.
  • Help throughout paperwork.
  • We handle the application for you.
  • Access to a wider range of mortgages.
  • Experienced advisors and brokers.
For more information on the services we provide at Bolt Mortgages in Rochford, get in contact with us today and book your 30 minute, free consultation!

Our Happy Customers

Leave us a Review on Google
  • Can’t thank Anthony enough! We are first time buyers and he helped us every step of the way and got us the best deal for our budget.

    Very quick with responses, professional, helpful and friendly.
    Ellena Hardy
    Very helpful and very very efficient, anything I needed was dealt with quickly.
    Would highly recommend using Anthony to anyone 10/10 service. He knows his stuff
    Peter Saitch
  • Ant is a very thorough and helpful mortgage advisor , he has always been great at communicating every stage of the mortgage process.
    I would highly recommend bolt mortgages to help you handle your mortgage , ant has made this a stress free process and is a nice friendly guy
    Danny Wallace
    Anthony was so helpful and responsive from start to finish - we are very grateful for the service we received.
    He was recommended to us by more than one person and we will definitely be recommending his services to friends and family!
    Katie Graham

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Bolt Mortgages

Mortgage brokers in Essex providing advice and services designed to save you time (and a few headaches!).

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82 Furtherwick Road, Canvey Island, Essex, SS8 7AJ

Bolt Mortgages is a trading style of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

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