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Mortgage Broker Grays

Mortgage Advice Experts

Bolt Mortgages know how important it is to work with a devoted and dependable team of mortgage brokers and advisors to guide you through your mortgage process. We are here to provide you with a team of experienced and professional experts in Grays, who can do all the hard work for you!

Whether you are downsizing your living space because your children are moving out or you are upsizing as you plan on expanding your family, our team of mortgage brokers and advisors can help you find the perfect property for you and help you through any complex paperwork.
Mortgage Broker Basildon

Are you a First Time Buyer looking for the best mortgage deals?

If so, let us help you with our first-time buyer mortgage advice guide.

Our Services

At Bolt Mortgages, we provide various services to help property buyers in Grays and Essex. Whether you’re purchasing your first house or you have been through this process many times before, working with our team can be incredibly beneficial to you throughout your mortgage process. The services we provide include:

First Time Buyers

Completing the mortgage process for the first time can be intimidating as it is the start of a new journey and a long-term commitment. Your property is the largest asset you will ever have, so it is critical you understand the process and work with experienced and professional mortgage brokers and advisors.

We can assist you with beginning your journey on the property ladder. Making errors when going through the property-buying process can be stressful and costly, which is why it is necessary to work with a trustworthy mortgage broker.

For more information on the services we provide for first time buyer mortgages in Grays, get in contact with us today!
Mortgage Advice in Basildon

Buy To Let

If you have always wanted to become a landlord or add to your portfolio of rental properties, Bolt Mortgages can offer you any guidance or advice you may require. We have a team of buy-to-let specialists that can be there to help you with your future buy-to-let mortgage.

Our expert advice and professional service can make the complete process straightforward and hassle-free, making your investments work harder for you!

For more information on the services we provide for buy-to-let mortgages in Grays, get in contact with us today!
Buy to let mortgage advice Basildon

Home Mover

People may need to move into a new property for numerous reasons. You may be searching for your first home or you may be planning to have more children and need a larger property with more bedrooms. Whatever your situation may be, our team of mortgage brokers and mortgage advisors in Grays are here to make the process effortless.

When moving property, you may have to fill out a lot of puzzling paperwork which can make the process unnecessarily long. Our team at Bolt Mortgages are here to make it as stress-free as we can.

For more information on the services we provide for home mover mortgages in Grays, get in contact with us today!
Home mover mortgage brokers in Basildon
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The different types of mortgages

There are many types of mortgages available to us in the UK. Bolt Mortgages have a team of mortgage advisors and mortgage brokers here to help you throughout the process of whichever type of mortgage you are choosing. Types of mortgages that we use in the UK include variable-rate mortgages (tracker & discount), fixed-rate mortgages and standard variable rate mortgages.

Variable-rate mortgages consist of two main types of mortgage: tracker and discount mortgages. With a tracker mortgage, the interest rate tracks the Bank of England base rate. Tracker mortgages are usually used for a short period of time to introduce you to a mortgage (around two years) and then you are moved onto your lender’s standard variable rate. With a discount mortgage, the lender’s standard variable rate is paid but a fixed amount is discounted.

Fixed-rate mortgages mean that the same interest rate is paid for the whole deal period, even if the interest rate changes elsewhere. The most common deal periods are two years and five years and then you are moved onto your lender’s standard variable rate. Choosing a fixed-rate mortgage will depend on whether you know if your income is going to change.

All lenders have a standard variable rate, which is put at whatever level it wishes; it is not linked to the Bank of England base rate. Your payments could potentially go up when you are part of a standard variable rate mortgage as lenders can change their standard variable rate whenever they wish.
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Our Mortgage Process

At Bolt Mortgages, we make it our responsibility to make the mortgage process as easy as we can. Our team of mortgage brokers and mortgage advisors in Grays will book you in for a 30 minute, free consultation to assess your situation and get a plan put together to get you started with the mortgage process.

Once this is completed, our team of mortgage advisors will offer you any advice and guidance you require throughout the whole mortgage process up to when you have chosen a property. Once you’ve found your new home, we will arrange another appointment to confirm all final details regarding the mortgage application.

Once your mortgage has been submitted, our team of dependable mortgage progression managers will take care of the entire process, ensuring solicitors, estate agents and mortgage companies are involved so that they are all working together to get you moved in.

Benefits of using BOLT

Our mortgage brokers and advisors can provide various benefits for you throughout your mortgage process. Benefits include:
  • Time and money are saved. 
  • Expert financial advice. 
  • Better access to lenders.
  • Help throughout paperwork.
  • We handle the application for you.
  • Access to a wider range of mortgages.
  • Experienced advisors and brokers.
For more information on the services we provide at Bolt Mortgages in Epping, get in contact with us today and book your 30 minute, free consultation!

Our Happy Customers

Leave us a Review on Google
  • Can’t thank Anthony enough! We are first time buyers and he helped us every step of the way and got us the best deal for our budget.

    Very quick with responses, professional, helpful and friendly.
    Ellena Hardy
    Very helpful and very very efficient, anything I needed was dealt with quickly.
    Would highly recommend using Anthony to anyone 10/10 service. He knows his stuff
    Peter Saitch
  • Ant is a very thorough and helpful mortgage advisor , he has always been great at communicating every stage of the mortgage process.
    I would highly recommend bolt mortgages to help you handle your mortgage , ant has made this a stress free process and is a nice friendly guy
    Danny Wallace
    Anthony was so helpful and responsive from start to finish - we are very grateful for the service we received.
    He was recommended to us by more than one person and we will definitely be recommending his services to friends and family!
    Katie Graham

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Bolt Mortgages

Mortgage brokers in Essex providing advice and services designed to save you time (and a few headaches!).

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82 Furtherwick Road, Canvey Island, Essex, SS8 7AJ

Bolt Mortgages is a trading style of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

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