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Mortgage Broker Basildon

Expert mortgage advice

Mortgage Advisors in Basildon

Are you looking for the best mortgage advisor that Basildon has to offer? If so, then we are here to help. At BOLT Mortgages, we strive to provide the best solution to every client and ensure that you can always access the right mortgage for your needs and financial requirements. 

We firmly believe that everyone should be able to access the right mortgage. We understand the search is going to be stressful and we’re ready to take the pressure off your shoulders.
Mortgage Broker Basildon

Are you a First Time Buyer looking for the best mortgage deals?

If so, let us help you with our first-time buyer mortgage advice guide.

Our Services

First Time Buyers

If you are a first time buyer, everything about this process is going to feel brand new. We’re ready to guide you through the process with a gentle hand and ensure that you don’t go down any of the wrong roads. We’ll make sure that you find a mortgage which is affordable and works in your favour for the long term. 

As a mortgage broker, we can find mortgage options that might not be available to you on the market. We deliver a complete comprehensive service to first time buyers and will search the whole market for you.
Mortgage Advice in Basildon

Buy To Let

Investing in a buy to let property is a great way to make the money you have saved over the years work for you. It will be far more profitable than a typical savings account and delivers the benefits that you need. If you are approaching this possibility for the first time, you need an expert by your side to get you through the process.

We’re here to help you apply for your BTL mortgage and find the best option. If you speak to one of our experts, they can discuss everything with you including the eligibility criteria to access this possibility.
Buy to let mortgage advice Basildon


Moving to a new home is an exciting experience and brings lots of new possibilities. However, it is also arguably one of the most stressful experiences you will encounter in your adult life. We aim to make it easier for you. We can make things easier if you are thinking about switching your mortgage by ensuring that we explore all the different options for you. This includes everything from the initial search to recommending the right choice.

Our ultimate aim is to secure the absolute best deal on the market based on your unique circumstances. We can manage the entire process and let you focus on other aspects of the move.
Home mover mortgage brokers in Basildon
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The different types of mortgages

There are so many different types of mortgages on the market that it can feel incredibly confusing trying to find the right option. Rest assured we have advanced knowledge of all the possibilities so that we can recommend the right choice.

We can explain the different types of variable rate mortgages including tracker mortgages and discount mortgages. Tracker mortgages track the Bank of England base rate. Discount mortgages will provide you with a deal where you pay the lender’s standard variable rate which is decided by the lender.

There are also fixed rate mortgages. With this option, you will pay the same rate for the total deal period. This was the most popular type of mortgage in 2019 according to one survey, but it doesn’t mean that it’s the right choice for you.

You might think that if you have bad credit, there’s no way you can get a mortgage, But with our help, this is not the case. With our support, we can help you find the right mortgage, regardless of your situation.

If you are worried that you’ll never be able to understand all the different types of mortgages, don’t panic. We can provide all the information you need and we’ll never leave you feeling lost exploring the mortgage market.
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Our Mortgage Process

Our mortgage process in Basildon is based around keeping things as simple and stress free for you as possible. When you get in touch, we ask you to complete a quick survey. This form will take a few minutes and will provide us with the information needed so that we can recommend the right products for you.

We provide a personalised approach as a mortgage broker. With our service, you don’t have to worry about a cookie cutter approach. We always consider your goals, your finances and your future concerns. Once we settle on the right mortgage for you, we’ll handle everything including the paperwork so that you can sit back and relax.

Benefits of using BOLT

At BOLT we provide numerous benefits to our clients including:
  • A personalised solution adapted to your needs
  • Fully trained team of experts with years of experience handling every type of mortgage
  • A comprehensive knowledge of the entire mortgage network to find the right one for you. 
  • Fast responses and a rapid turnaround to provide the best deal without delay.

Frequently asked questions about mortgage brokers

What is a mortgage broker?

A mortgage broker, or mortgage advisor, can be a company or individual that works on a clients behalf to manage the process of applying for a mortgage in its entirety.

A mortgage advisor typically provides a range of services that include; assessing a customer's financial situation, providing advice on how to appear appealing to potential lenders, identifying the most ideal mortgage options and offering access to the best mortgage deals available to match their customer's requirements.

How much does a mortgage broker cost?

Mortgage brokers prices and services will vary from broker to broker. Some charge commission and others charge a typical fee. Contact us for more information on our fees.

Do I need a mortgage broker?

Mortgage brokers/advisors have extensive knowledge of the housing market and mortgages. If you are unsure of what you are looking for when you are considering applying for a mortgage, a professional mortgage advisor will help to cut through the jargon and the noise of the industry. A reliable mortgage advisor is worth their weight in gold, quite literally in some circumstances.

They save customers time, money & stress by simplifying complicated mortgage procedures and providing insightful information that is easier to digest for people that are not familiar with the property market.

Can I get a mortgage?

Yes, any person is able to get a mortgage for a property provided you are in full time employment, have some form of monetary deposit and a recorded credit history with the relevant credit reference agencies within the UK.

There are however a lot of factors that can affect rates and eligibility, such as if you are self employed. A mortgage advisor can provide you with an understanding of what options are available to you and help with making an informed decision.

What happens to my mortgage when i move home?

You have two options when you move house, you can either remortgage or take your mortgage with you to the new house.

How much deposit do i need for a mortgage?

The amount of deposit that you need for a mortgage will depend on a variety of factors. Some mortgage lenders and financial institutions offer as little as 5% mortgage, however, the deposit that you place down will affect the terms of your mortgage, potentially increasing monthly repayments & more.

Can I get a mortgage with bad credit?

You may think that you can’t get a mortgage if you have bad credit, this is not necessarily the case. It is important to be aware that bad credit mortgages typically have high rates of interest, may require guarantors in instances of non-payment and even other types of collateral. It is important to remember that defaulting on your mortgage could result in your home being repossessed.

How Long does a mortgage application take?

The length of time that a mortgage application can take will vary based on personal circumstances, mortgage terms & so on. A typical, estimated time frame for a mortgage application to be accepted is up to 6 weeks.

Our Happy Customers

Leave us a Review on Google
  • Can’t thank Anthony enough! We are first time buyers and he helped us every step of the way and got us the best deal for our budget.

    Very quick with responses, professional, helpful and friendly.
    Ellena Hardy
    Very helpful and very very efficient, anything I needed was dealt with quickly.
    Would highly recommend using Anthony to anyone 10/10 service. He knows his stuff
    Peter Saitch
  • Ant is a very thorough and helpful mortgage advisor , he has always been great at communicating every stage of the mortgage process.
    I would highly recommend bolt mortgages to help you handle your mortgage , ant has made this a stress free process and is a nice friendly guy
    Danny Wallace
    Anthony was so helpful and responsive from start to finish - we are very grateful for the service we received.
    He was recommended to us by more than one person and we will definitely be recommending his services to friends and family!
    Katie Graham

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Bolt Mortgages

Mortgage brokers in Essex providing advice and services designed to save you time (and a few headaches!).

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82 Furtherwick Road, Canvey Island, Essex, SS8 7AJ

Bolt Mortgages is a trading style of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

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